Protection Planning

Protecting your wealth is not the most exciting area of financial services, but it can be the most important.

While inadequate financial planning in other areas can prove to be an expensive mistake, when it comes to protection against risk, it could be disastrous

Some of the different types of insurance that we can provide you with access to are:

• Mortgage Protection
• Level Term Assurance
• Family Income Benefit
• Whole of Life
• Critical Illness Cover
• Income Protection
• Key Man Insurance
• Accident, Sickness and Unemployment Cover
• Buildings and Contents Insurance
• Landlords Insurance

As you would expect, we are particularly well prepared to deal with exceptional insurance needs, such as unusually high levels of life cover needed to protect estates from Inheritance Tax, or to protect business assets.

Although the value of insurance is most often considered in the context of individuals’ private lives, protecting themselves and their families, it frequently has an equally important role to play in business, protecting companies and the people who own and manage them. We are specialists in this field, providing the cover (against the death or illness of key individuals) which can fund necessary changes in the business or its ownership.

We can also help to preserve your capital for the future and minimise your Inheritance Tax liability. Simple and timely actions in this area could protect your estate from large and unexpected tax liabilities.